Insurance Premium Rates and Excess Value for Drivers Aged 21 and Over

Car Value (Cost)Daily PremiumExcess
Up to £35,000£3.00£250
£35,001 - £45,000£6.00£250
£45,001 - £90,000£12.00£250
£90,001 - £150,000£20.00£1,000
£150,001 and above£40.00£2,000

Insurance Premium Rates and Excess Value for Drivers Aged 18 - 20 Inclusive

Car Value (Cost)Daily PremiumExcess
Up to £20,000 (only)£9.00£500

Under 21 cover for courtesy loans only. No Sales demonstrations.

Driver Acceptance Criteria

  • Age 21 to 80 inclusive with a full valid UK or EU licence held for at least 12 months
  • No more than 9 penalty points accrued in the last 3 years
  • No disqualifications in the last 5 years

Courtesy car and demonstration insurance cover is provided by Chartis Insurance UK Limited. All rates include IPT.

For the full terms and conditions of the policy and for further information please contact Cooper Solutions Ltd.